Broker Resources

We understand your role is pivotal in ensuring clients receive the best insurance solutions tailored to their needs. To assist you in your endeavors, we've curated a collection of helpful links and resources to streamline your workflow and enhance your knowledge base.

Quick Links

  • As a broker serving city-based clients, you know the friction points of finding consistent access to long-term insurance coverage. We’re here to help. We offer you a platform that simplifies your workflow and risk mitigation tools to strengthen your commercial insurance book and give clients the protection they need. We'd love to learn more about your agency, so get in touch today.

  • Already have access to our platform? Have a city-based risk you think fits within our appetite? Our technology-enabled platform streamlines the insurance-buying experience, allowing you to serve your clients better and enabling growth across your book.

    Start your quote.

  • District Cover and Vantage Risk Specialty Insurance Company have partnered with Third-party Administrator, Sedgwick, to provide claims service for brokers and insureds. There are multiple ways to report a claim including by Phone (877-364-0023), Email (1792DistrictCoverVantageRisk@Sedgwick.com) or via online portal submission. For additional detail on claims reporting, including what information is required to submit a claim, please review the Help Center FAQs

  • Need to make a policy change? Not sure how loss-control inspections work?

    Our team compiled helpful resources and FAQs to help you get up to speed with our platform, appetite, and post-bind experience.

    In our help center, you can also submit a request to our team and learn how to use our portal to service your client directly.

Frequently Asked Questions

What’s eligible?

District Cover has broad class availability across hundreds of eligible Main Street businesses that make up city centers and city neighborhoods, including Professional Offices, Medical Outpatient Facilities, Personal and Business Services, Commercial Real-Estate (non-Habitational), Restaurants, Retail Stores including Small Grocery and Convenience Stores, Artisan Contractors and Wholesale/Distribution classes.

Who is the Carrier?

The District Covered Commercial Package Policy is written on Vantage Risk Specialty Insurance Company paper. Vantage has an A- (Excellent) AM Best rating.

Does District Cover accept underwriting referrals?

If you have a client who’s a new venture, is open late, or has unique exposures, we want to know more. Just because it’s not listed here doesn’t mean we can’t write it. Our team wants to learn about your clients. Brokers should be prepared to provide additional information as requested. The District Cover team will work to quickly process the referral and make a decision provided all information is provided and any subjectivities are met.

How does billing work?

District Cover offers agency billing. We don’t bill, collect, record, or file surplus lines taxes and fees; this is the responsibility of the wholesale broker. At this time, we don’t offer installment plans. The wholesale or retail subproducer may provide these services.

Can I make policy changes in the District Cover platform?

Yes. Our technology-enabled platform streamlines the insurance-buying experience, allowing you to serve your clients better and enabling growth across your book. You can check eligibility, quote and bind, check billing status, request cancellation, upload loss history, request and process endorsements, and connect with our team.

How can I get access to District Cover?

Thanks for your interest in us. We’d love to learn about your agency. You can request access to the District Cover via this form, and a District Cover representative will reach out to you to discuss our distribution strategy and your portfolio. As a broker serving city-based clients, you know the friction points of finding consistent access to long-term insurance coverage. We’re here to help. We offer a platform that simplifies your workflow and risk mitigation tools to strengthen your commercial insurance book and give clients the protection they need.

Contact Us

If you have any additional questions that aren’t addressed here, feel free to email us (hello@districtcover.com).