The District Covered Commercial Package Policy

Our commercial insurance property and general liability (package) offering is a proprietary, non-admitted product that fills the gap between a restrictive Excess and Surplus Lines product and expensive admitted BOP policies.

Backed by leading insurers and reinsurers, we offer your clients access to a carrier committed to a long-term partnership and customized coverages for city-based risks.

Product Highlights:

  • Vantage Risk Specialty Insurance Company, A- (Excellent)

  • Non-admitted

  • $2M+ Property TIV

  • GL Limit: $1M / $2M aggregate

  • Competitive and flexible coverages meant to protect against core Property and Liability perils

  • Available in major metropolitan areas with continued expansion

Tailored Insurance Policies for Hundreds of Businesses Classes

To us, small businesses aren’t a policy number – they’re the lifeblood of our communities.

These are some of the industries we serve:

  • Accounting, Law Offices, Advertising, Architects, and more

  • Photography, Barbers, Yoga Studios, Hair & Nail Salons, and more

  • Convenience Stores, Grocery Stores, Clothing, Liquor Stores, and more.

  • Landscapers, Electricians, Cleaning Services, HVAC Services, and more

  • Medical Offices, Dentists, Pharmacies, Specialists, and more.

  • Property Management, Financial Institutions, Home Inspections

  • Bakeries, Fast Food, BYOB Establishments, Casual Dining, Bistros, and more

  • Dropship, Durable Goods Wholesale, and Distribution

Not sure if it’s in appetite?

If you have a client who’s a new venture, is open late, or has unique exposures, we want to know more. Just because it’s not listed here doesn’t mean we can’t write it. Our team wants to learn about your clients.

Get a District Covered Policy Today

As a broker serving city-based clients, you know the friction points of finding consistent access to long-term insurance coverage. We offer you the tools to simplify your workflow and education resources to strengthen your commercial insurance book and give clients the protection they need.