Insurance for the Neighborhood
District Cover takes a data-driven approach to understanding city-based businesses' risk profiles and creates tailored insurance policies for small businesses.
We exist to ensure brokers and small businesses can rely on consistent access to insurance solutions that empower continued growth. Our proprietary, non-admitted commercial insurance product provides a new solution as existing options become harder to get, less relevant, and more expensive.
Our Commitment to Community
Cities are a convergence of diverse cultures and neighborhoods and their insurance should be tailored to their needs. We believe small businesses and the brokers that serve them are critical to a city’s allure. We work to ensure they’re supported and flourish.
We offer brokers and businesses:
Longevity
Growth lives beyond the quote button. Our insurance product provides a long-term solution by leveraging analytics and industry expertise.
Efficiency
Our platform streamlines the insurance-buying experience for brokers while providing tools and knowledge to grow their businesses.
Ease of Mind
Rooted in two-way communication, our team works directly with brokers to better understand risk profiles and offer tailored insurance solutions.
This is District Cover
Insurance can be life-changing and bring hope to communities, businesses, and individuals. Millions of city-based small businesses don’t have access to the options that fit them best.
Backed by industry-leading investors, we’re on a mission to broaden insurance access for small businesses and brokers across our communities so they can prosper. As a public benefit corporation, we're committed to giving brokers, clients, and the community a profitable, long-term insurance partnership.
Let’s Partner
As a broker serving city-based clients, you know the friction points of finding consistent access to long-term insurance coverage. We’re here to help. We offer you a platform that simplifies your workflow and risk mitigation tools to strengthen your commercial insurance book and give clients the protection they need.
This is How We Serve City Risks
Neighborhood by neighborhood, we take a data-driven approach to understanding the risk profiles of city-based businesses in order to create tailored insurance policies that meet their needs.
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We leverage new models built to identify, underwrite, and price city-based risk more accurately.
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We work with brokers who know their neighborhoods best, giving them the tools to drive growth and community expansion.
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Our platform simplifies small business insurance, making complex risks easier to understand and tailored for your clients.
We provide brokers with hyper-granular analytics, risk selection, and portfolio management tools, enabling them to write city businesses profitably and serve their communities better.
What Sets Us Apart
Our strength lies in our team’s diverse backgrounds and thinking. We've worked at tech start-ups, global insurance carriers, and program administrators and have incorporated those learnings into this company.
By balancing technology, data-led underwriting, and human insights, we believe insurance can bring economic opportunity to everyone. While some may come and go, we’re here to stay, strengthening our community. Learn more about working at District Cover.
